Fractional Financial Engineer
What is the next stage for your business?
A second branch. Better margins on the same turnover. A business that doesn't need you in every decision. Whatever yours looks like, the answers to getting there are already inside your business.
Konzult is your Fractional Financial Engineer
Your accountant keeps your books right. We read them differently. We see what others miss, and tell you what to do about it.
Think of a fractional CFO who also builds what's missing.
Fractional: part of your team.
Senior capability inside your business, working alongside you, without a full-time salary or a new department.
Financial: we find the money.
Where it's made, where it leaks, and what's worth going after first, with a rand value on each.
Engineer: we build the way there.
Where getting there needs a tool, a report or a process that doesn't exist yet, we build it, and stay while it works.
You set the destination. We map the way there, build what's needed, and walk it with you.
Start small. Grow as you go.
It starts with a First Look at the books your accountant already keeps, so there is nothing new for your team to capture. From there, you choose how far to go. Each step answers a bigger question.
First Look
“What do my numbers say?”
A once-off look at your books: where the money is made, where it leaks, and what it's worth.
R3,500 once-off
Snapshot
“How did we do?”
A clear report from your books, quarterly or monthly, with three things to act on.
From R750 a month
Insight
“Where do we actually make money?”
Your books plus one more source, like quotes or sales. Profit by job, client or product, and a monthly meeting.
From R3,500 a month
Live
“What's happening right now?”
A live dashboard, a cash forecast and time with us before big decisions.
From R7,500 a month
Horizon
“Where are we going?”
A financial engineer on your team: views for every manager, budgets, forecasts and a plan for the year.
From R12,000 a month
When we find a ceiling, we help you remove it.
When the same ceiling keeps showing up in your reports, we plan how to remove it (the Map) and build it with you (projects), at whatever level you're on.
Every business runs on three engines
Demand: getting clients through the door.
How work finds you. Reputation, referrals, enquiries, first contact: everything that leads someone to ask for a price.
Delivery: doing the work.
Everything from the first enquiry to a completed, paid job. Quoting, scheduling, the people doing the work, sign-off.
Direction: steering the business.
Knowing what the other two are producing, and using it to price, plan and place effort well.
A business is strong where these are strong. And they depend on one another in one direction only, which is what decides the order of work.
Every business grows in stages
What gets a business to one stage isn't what gets it to the next. Not better. Different.
Stage 1
The owner does the work.
Stage 2
The owner runs a team, and everything still routes through them.
Stage 3
The ceiling. Real scale, real complexity, and the engines that built the business are running at their limit.
Stage 4
The engines are rebuilt. Delivery that holds under load. Direction that sees clearly.
Stage 5
Growth the business can absorb. Demand turned up, because the business can take it.
Why Stage 3 is a ceiling
When a business wants to grow, the instinct is more clients. At Stage 3 that rarely pays the way it should, because the ceiling usually isn't Demand. It's what happens after the client arrives. The ceiling shows up as strain before it shows up as a flat line:
- Every decision still comes back to you
- Quality depends on who is on the job
- Turnover grows faster than profit
- The answers you need are in pieces: in the quoting, the job cards, the bank and people's heads
- You've known for years what would change things, and it hasn't happened yet
How many sound like you?
Take the free checkMost growth advice starts with more clients. We start with a business that can take them.
We work in the order the business requires
Delivery first. Steady the engine under load.
It's where the strain shows, and where every useful number in the business is created.
Direction second. See clearly.
Which work earns, which customers are worth it, where the margin actually is.
Demand last. Turn it up.
Once the business can absorb growth, more clients becomes the easy part, and the profitable one.
Behind most businesses that moved past Stage 3, there is a person from outside.
Someone who saw the business differently and stayed long enough to see the change through. That person normally costs R1.5 million to R2 million a year.
What it was worth
Live · property maintenance
R165,000
Roughly the value found in the first year, for R130,000 paid.
Insight · property management
R120,000
Roughly a year in fees kept and won, for R45,500 paid.
The Map · aluminium and glass
R480,000
Roughly a year leaking through jobs that cost more than quoted, found and planned away.
Illustrative examples based on real work, with names, details and figures changed.
Let's find out what your next stage looks like.
One piece of work first. Then you decide. If it won't be worth it for you, we'll say so. The plan is yours either way.